Free Bank Statement Converter: PDF to CSV & Excel

A bank statement converter turns the PDF statement from your bank into a spreadsheet or accounting file you can sort, total and import. It reads the transaction table and rebuilds it as clean rows and columns: date, description, debit, credit and running balance. That saves you from copying rows out of a PDF by hand, which is slow and easy to get wrong across several months of statements.

Yes, this one. It is a free bank statement converter with no signup, no watermarks and no daily page limits. That is possible because the conversion runs inside your web browser instead of on a paid server, so there is no per-page cost to pass on. It works online on Windows, Mac or Linux with nothing to install. The only limits are practical ones per batch, listed further down.

It can be, as long as it does what it claims without putting your data at risk. Many online converters upload your statement to their servers, so you have to trust how they store and delete it. This converter reads the PDF in your own browser and does not upload it, and you can check that in the live privacy receipt or your browser’s network tab. The security page explains how to verify it step by step.

Add your PDF bank statement to the converter at the top of this page, review the extracted transactions, then click CSV to download. PDF to CSV is the conversion most accounting, budgeting and tax tools need, and it is free with no account. The tool is built for bank and credit card statements; for other kinds of PDF a general-purpose converter is a better fit.

Open this page in Safari, Chrome or Firefox on your Mac, drag the PDF bank statement into the converter, check the results and click CSV. There is nothing to install, and because the file is processed in the browser it works the same way on macOS, Windows and Linux. The CSV opens in Numbers, Excel or Google Sheets.

No. By default the PDF is opened and read by code running inside your own browser tab. This website is a set of static files with no server component that receives documents, and our code never sends your statement anywhere. The live privacy receipt shows every request your browser makes to other servers. The only exception is the optional AI scan for scanned statements, which asks for your explicit consent first.

Yes. If a statement is locked, the converter asks for the password right next to that file. The password is used only in your browser to open the PDF, is never sent anywhere, and is cleared as soon as the file is processed. A wrong password simply lets you try again.

The converter reads the text layer of the PDF and detects the table structure from how the page is laid out, so it is not tied to a list of banks. It handles debit/credit columns, a single signed amount column, running balances, DD/MM and MM/DD dates, and descriptions that wrap over several lines. Unusual layouts can still trip it up, which is why every result is validated and editable before you download.

After extraction we check that every row has an amount and a date, that the opening balance plus all transactions equals the closing balance (or that the running balance stays consistent when the statement prints no totals), that key document fields were found, and that there are no suspicious duplicate rows. A failed check tells you exactly where to look.

Yes, in two ways. Private OCR runs entirely on your device: slower, and it can misread digits on poor scans, so check the validation results. AI scan is more accurate on difficult scans, but it works by sending images of the pages to our server and on to an AI provider to read them. It is off by default, asks for your consent every time, and the images are not stored by us.

When you choose AI scan and confirm, your browser renders the pages as images and sends only those images over an encrypted connection to our processing function. It forwards them to Anthropic’s Claude API to read the transactions and returns the result to you. We do not save the images or the result. The AI provider handles data under its own terms, so if that is not acceptable for a document, use the private on-device OCR instead.

CSV, Excel (.xlsx) and JSON for general use, plus QBO (QuickBooks), OFX and QIF for accounting and personal finance software. For QBO, OFX and QIF you can pick the account type (checking, savings or credit card). Import files are generated from the transactions in the table, so fix anything there first. We have not tested every version of every accounting package, so run a small test import before loading a full year.

Each file can be up to 50 MB and you can convert up to 20 files in one batch. There are no daily page quotas, no accounts and no watermarks for the standard converter and private OCR. The optional AI scan reads up to 15 pages per file and is limited to 5 scans per visitor per day.

Yes. Rename any column, reorder them by dragging or with the arrow buttons, hide the ones you do not need and edit any cell directly. Presets give you ready-made layouts for QuickBooks and Xero imports, or a single signed amount column.

Spreadsheets get emailed and shared. By default only the last four digits are ever extracted, and even those stay out of your files unless you tick “Include account details”.

Open the transactions table and look for rows highlighted in red or amber. Credit-card statements often show purchases as positive numbers; if the check says the totals match when reversed, tick “Reverse debit / credit”. You can also fix any amount by hand and the checks update instantly.